OUR SERVICES

Building a Better Future: Retirement Planning

There’s no denying that planning for a better financial future is crucial to a happy retirement. No matter if you’re still in the workforce but planning for retirement or already retired, Big Money Retirement can help you craft a financial path for you to take that will help you protect your assets for an easy retirement.

Here at Big Money Retirement, we focus on both pre-retirees and retirees. Our clients are between the ages of 55 and 75, but even if you’re just thinking of planning for retirement, we want to hear from you!

Our Process

Depending on the complexity of your situation, we will typically hold two or three meetings. The first meeting is about 45 minutes long, which is plenty of time to allow us to get acquainted with you and your financial goals and concerns. Before our second meeting, our team audits your existing investments to run fee, risk, and income reports on how your investments have done over the previous years. We’ll also look for any ares where we can reduce fees and risk while potentially increasing returns and income. We use third-party validated data to run all of the reports

During our second meeting, which falls right around an hour, we’ll provide you with a blueprint of how we can improve your financial situation. We’ll show you how you can improve your retirement plan by implementing our recommendations around producing retirement income, increasing investment returns, reducing tax liability, and maximizing Social Security.

The third happens when you’re ready to move forward with our recommendations. Our team puts together a one-page retirement plan and will review each investment, income strategy, tax strategy, and Social Security strategy prior to implementation.

We also notify all clients when they have hit their anniversary with us. A team member will call to set up a meeting with you to review the performance of your accounts, as well as make any adjustments to your goals.

Income

• Inflation
• Withdrawal Strategy
• Written Income Plan

Investments*

• Risk Analysis
•Fee Analysis
• Tailored Portfolio

Taxes*

• Roadmap to 100% tax-free income
• Suggested Annual ROTH conversions

Social Security

• Exact day and year to draw Social Security to get the most out of the system

So, What Are Your First Steps?

Ready to get your financial planning underway? Here are your next steps:

  1. After reviewing our site, contact us to arrange an introductory meeting.

  2. We’ll get to know you and your finances and your financial goals in about 45 minutes.

  3. At the second meeting, we’ll map out a blueprint for you to get on the right track to meet your goals, and we’ll provide a firm quote for how much our services will cost. We’ll go over everything in detail. Ask any questions you may have.

  4. When your plan is finalized, you’ll have everything you need to take action to grow into your financial dreams. If you’d like help implementing your plan, our team is also readily available to help.


Remember: A good plan is never fully complete. Many of our clients continue to use our services for regular review meetings or to ask any questions or bring up any concerns they may have along the way.

*Investment advice is provided by Burgess Investment Group, LLC, a Registered Investment Advisor in the state of South Carolina.
*We are not a CPA. Data provided should not be taken as tax advice. Please consult with a CPA before taking action on tax proposals provided.