The Upstate's premier fiduciary retirement planner
Your Retirement
YOUR
WAY
The impact of our work extends far beyond financial security.
We help our clients retire with confidence, knowing they have the freedom to care for those they love, make the most of their time, and leave a lasting legacy.
For many, retirement isn’t just about personal fulfillment—it’s about ensuring that future generations are supported and prepared. The financial decisions they make today will impact their children, grandchildren, and even those they may never meet.
At Big Money Retirement, we understand that wealth isn’t just about accumulation—it’s about the ability to create meaningful change. Whether that means funding education, supporting charities, or simply setting an example of financial wisdom, we help our clients maximize the impact of their wealth. Because in the end, our business isn’t just about money—it’s about confidence, security, and the ability to shape a better future.
Our Proven Process
You’ve worked hard, saved diligently, and made smart decisions to secure your financial future—but now, the real question is: What will you do with it?
Retirement isn’t just about having enough money; it’s about having the confidence to use it wisely and live fully. Too many people step into retirement with hesitation, held back by uncertainty and the fear of making a mistake. But that’s not the life you’ve earned.
At Big Money Retirement, we believe in a bold, simple truth: Your retirement should be about dreams, not worries. It’s time to stop delaying, second-guessing, and wondering if you’ll be okay. You deserve clarity, a plan that truly works for you, and a future free from financial stress. So, what’s stopping you? Let’s build a retirement you can step into with confidence—one where you finally do the things you’ve been putting off for years.
Step 1: Define the Vision
Retirement isn’t just a milestone—it’s a mindset shift. That’s why our process begins with a deep discovery conversation designed to uncover the vision you have for your future.
In this first meeting, your fiduciary advisor will get to know you beyond the balance sheet. We’ll walk through your current financial picture, your income sources (or plans for them), investment strategy, tax exposure, and Social Security benefits. But just as importantly, we’ll talk about your goals, your concerns, and what a dream retirement looks like for you.
This isn’t a sales pitch. It’s a starting point for clarity. Because before we design any plan, we want to understand what truly matters—so we can help you retire with confidence, not questions.
Step 2:
Build the Blueprint
With your vision clearly defined, we move into strategy.
We create a personalized blueprint designed to help you maximize retirement income—factoring in inflation, sustainable withdrawal strategies, and your long-term goals. Our team conducts a comprehensive risk and fee analysis of your current investments and crafts a tailored portfolio that aligns with your financial objectives and tolerance for risk.
We also explore opportunities to reduce tax liability through optimized income planning, including suggested annual Roth conversions, and offer strategic recommendations to help you get the most from your Social Security benefits.
This isn’t just a financial plan—it’s a roadmap built around your goals, your values, and the future you want to live.
Step 3:
Align and Activate
Once you decide to move forward, we bring your plan into sharp focus.
In our third meeting, we’ll deliver a one-page retirement plan that distills your strategy into a clear, actionable roadmap. Together, we’ll walk through every key element—your investments, income strategy, tax plan, and Social Security approach—to ensure everything aligns with your goals before moving forward.
We’ll also set a review rhythm that works for you—semi-annual or annual check-ins—to keep your plan on track, adapt to life changes, and ensure you’re always moving forward with clarity and confidence.
Step 4:
Tax Clarity, Total Confidence
What truly sets us apart is how we go beyond traditional planning to bring every piece of your financial life into focus—including tax strategy.
If it’s the right fit, we’ll schedule a follow-up with our internal tax team to explore whether proactive tax planning could enhance your retirement outcomes. From strategic Roth conversions to tax-efficient investment opportunities (including deductible investments for accredited investors), we help ensure nothing is left to chance.
This is where our role as a true retirement guide comes to life—removing complexity, reducing uncertainty, and giving you the clarity to live your retirement free from financial worry.
