South Carolina's premier fiduciary retirement planner
Your Retirement
YOUR
WAY
The impact of our work extends far beyond financial security.
We help our clients retire with confidence, knowing they have the freedom to care for those they love, make the most of their time, and leave a lasting legacy.
For many, retirement isn’t just about personal fulfillment—it’s about ensuring that future generations are supported and prepared. The financial decisions they make today will impact their children, grandchildren, and even those they may never meet.
At Big Money Retirement, we understand that wealth isn’t just about accumulation—it’s about the ability to create meaningful change. Whether that means funding education, supporting charities, or simply setting an example of financial wisdom, we help our clients maximize the impact of their wealth. Because in the end, our business isn’t just about money—it’s about confidence, security, and the ability to shape a better future.
Our Proven Process
You’ve worked hard, saved diligently, and made smart decisions to secure your financial future—but now, the real question is: What will you do with it?
Retirement isn’t just about having enough money; it’s about having the confidence to use it wisely and live fully. Too many people step into retirement with hesitation, held back by uncertainty and the fear of making a mistake. But that’s not the life you’ve earned.
At Big Money Retirement, we believe in a bold, simple truth: Your retirement should be about dreams, not worries. It’s time to stop delaying, second-guessing, and wondering if you’ll be okay. You deserve clarity, a plan that truly works for you, and a future free from financial stress. So, what’s stopping you? Let’s build a retirement you can step into with confidence—one where you finally do the things you’ve been putting off for years.
Step 1:
Define the Vision
Retirement isn’t just a milestone—it’s a mindset shift. That’s why our process begins with a deep discovery conversation designed to uncover the vision you have for your future.
In this first meeting, your fiduciary advisor will get to know you beyond the balance sheet. We’ll walk through your current financial picture, your income sources (or plans for them), investment strategy, tax exposure, and Social Security benefits. But just as importantly, we’ll talk about your goals, your concerns, and what a dream retirement looks like for you.
This isn’t a sales pitch. It’s a starting point for clarity. Because before we design any plan, we want to understand what truly matters—so we can help you retire with confidence, not questions.
Step 2:
Build the Blueprint
With your vision clearly defined, we move into strategy.
We create a personalized blueprint designed to help you maximize retirement income—factoring in inflation, sustainable withdrawal strategies, and your long-term goals. Our team conducts a comprehensive risk and fee analysis of your current investments and crafts a tailored portfolio that aligns with your financial objectives and tolerance for risk.
We also explore opportunities to reduce tax liability through optimized income planning, including suggested annual Roth conversions, and offer strategic recommendations to help you get the most from your Social Security benefits.
This isn’t just a financial plan—it’s a roadmap built around your goals, your values, and the future you want to live.
Step 3:
Align and Activate
Once you decide to move forward, we bring your plan into sharp focus.
In our third meeting, we’ll deliver a one-page retirement plan that distills your strategy into a clear, actionable roadmap. Together, we’ll walk through every key element—your investments, income strategy, tax plan, and Social Security approach—to ensure everything aligns with your goals before moving forward.
We’ll also set a review rhythm that works for you—semi-annual or annual check-ins—to keep your plan on track, adapt to life changes, and ensure you’re always moving forward with clarity and confidence.
Step 4:
Tax Clarity, Total Confidence
What truly sets us apart is how we go beyond traditional planning to bring every piece of your financial life into focus—including tax strategy.
If it’s the right fit, we’ll schedule a follow-up with our internal tax team to explore whether proactive tax planning could enhance your retirement outcomes. From strategic Roth conversions to tax-efficient investment opportunities (including deductible investments for accredited investors), we help ensure nothing is left to chance.
This is where our role as a true retirement guide comes to life—removing complexity, reducing uncertainty, and giving you the clarity to live your retirement free from financial worry.
See What
Our Clients Are Saying
From that first meeting with Johnathan Burgess with Big Money, I knew I was probably going to hire him. BUT, to be sure, I met with all three... twice, lol.
It wasn't even close. From day one, Johnathan and his team have been a step above the rest. The main things that impressed me were...
THOROUGHNESS: If there was one thing on our mind when we started the process it was the fear of running out of money during retirement. Johnathan carefully walked us through multiple scenarios, carefylly explaining how each bucket of money would work toward meeting our monthly retirement needs. At the end, I felt very sure I was safe and could finally relax. 😊
TRANSPARENCY: I didnt expect to receive such openness about how Big Money gets paid. And equally as important, I now understand that most other planners pay themselves too much!!
After my onboarding, the team effortlessly transferred all my money into the funds that Johnathan and I determined were the best fit.
KIND-HEARTEDNESS: After being a client now for a while, I can say unequivocally that each employee on the Big Money team has a huge heart. They are all so very helpful and seem to really enjoy what they do. This kind of environment isnt common in most businesses and only comes from great leadership and hiring the right people. 👍
In conclusion, if you're looking for an exceptional retirement planner, you need to speak to someone at Big Money!!
PS: I know we shouldn't talk specifics, but I want to say that we we literally cried after our first annual meeting. Our net return on our investment was 10Xs what we had made in any prior years combined!! They were tears of joy!! ..and all because we made the decision to trust Big Money. Best decision we ever made. ❤️
to attend a presentation and dinner. It was the best decision for me to attend. Johnathan is a true financial fiduciary who advised me so expertly. His guidance and friendship have been a great comfort to me as one who was now making decisions on my own.
I have watched the Big Money team grow in number and have come to appreciate each interaction that I have been privileged to have with them. My heartfelt thanks!