Required Minimum Distribution Calculator

What is RMD?

An RMD (Required Minimum Distribution) is the minimum amount you must withdraw from your retirement accounts each year, typically starting at age 73 (or 72 if you turned 72 before 2023). This calculator estimates your mandatory withdrawal under IRS rules based on your account balance and age.

• Works for Traditional IRA, 401(k), 457(b), and similar plans.
• Updates instantly as you adjust your age and balances.
• Assumes IRS Uniform Lifetime Table unless spouse more than 10 years younger and sole beneficiary.